FDIC Insurance Information
The FDIC—short for the Federal Deposit Insurance Corporation—is an independent agency of the United States government. FDIC insurance is backed by the full faith and credit of the United States government.
On this page you can find FDIC-related information and notices.
Dodd-Frank Wall Street Reform and Consumer Protection Act
On July 21, 2010, President Barack Obama signed the Dodd–Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000.
North Clay Banking Center is a branch of Flora Bank & Trust, therefore deposits are not separately FDIC insured.