NOW Accounts


Flora Bank & Trust offers 2 types of NOW (Negotiable Order of Withdrawal) accounts—NOW and Super NOW.

NOW accounts are interest-bearing bank accounts that allow you to write drafts against money held in the account. A NOW account requires a lower minimum opening balance than a Super NOW account, but earns a lower interest rate.

Super NOW accounts require a higher minimum opening balance than NOW accounts, but offer a higher interest rate.


Overdraft Privilege (ODP) (for qualified account holders)


Overdraft Privilege (ODP) (for qualified account holders)





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