Debit Cards & ATMs

Debit MasterCard

Our debit card gives you convenient, quick access to your money
— with all the advantages of MasterCard®.


  • Make purchases from any merchant that accepts MasterCard®
  • Retail, restaurants, sporting events, etc
  • Shop online
  • Withdraw funds using ATMs
  • Card authorization services
  • Automated Clearing House (ACH) services

Protect Your Card

Report Lost or Stolen Cards To report a lost or stolen debit card, please call 1‑800‑791‑2525.


Our ATMs let you access your money at all hours — day or night.


  • Check account balances
  • Withdraw cash
  • Transfer funds to or from your accounts
  • more …

ATM Locations

No charges apply to Flora Bank & Trust customers when using our ATM locations

5 convenient ATM locations:

  • Downtown Flora — 131 W North Avenue (next to Dairy Queen)
  • Across from the tennis courts in Flora — 867 E North Avenue
  • Clay County Hospital lobby—US 50
  • North Clay Banking Center ATM, Louisville
  • Worthey Branch - 1478 N Worthey Street

View a map of all ATM locations